Average mortgage rates and indexes

*--* This week Last week Six months previous Rates for loans up to $359,650 30-year fixed 5.49%/1.33 pt. 5.50%/1.32 pt. 5.28%/1.58 pt. 30-year ARM start 3.00%/0.41 pt. 3.00%/0.41 pt. 2.59%/0.63 pt. rate 15-year fixed 5.04%/1.35 pt. 5.06%/1.31 pt. 4.69%/1.41 pt.

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*--* Rates for loans over $359,650 30-year fixed 5.81%/1.33 pt. 5.81%/1.29 pt. 5.56%/1.64 pt. 30-year ARM start rate 3.03%/0.41 pt. 3.03%/0.41 pt. 2.66%/0.73 pt. 15-year fixed 5.36%/1.38 pt. 5.36%/1.29 pt. 5.06%/1.35 pt. FHA or VA mortgage 6.13%/0.67 pt. 6.13%/0.67 pt. 6.19%/0.60 pt. Average / points CALVET 30-year 5.50%/0.00 pt. 5.50%/0.00 pt. 5.50%/0.00 pt. 6-month LIBOR 3.490% 3.430% 2.450% 1-year Treasury bill 3.330% 3.330% 2.350% 6-month Treasury bill 3.180% 3.170% 2.210% 6-month CD 3.390% 3.360% 2.320% Prime rate 6.000% 6.000% 4.750%

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*--* 11th District cost-of-funds March ’05 Feb. ’05 Sept. ’04 2.400% 2.317% 1.931%

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Compiled by National Financial News Services